The Town of Swampscott Massachusetts

 

Swampscott is a town in Essex County, Massachusetts, located 15 miles (24 km) up the coast from Boston in an area known as the North Shore. The town’s name is derived from the language of a local Native American tribe, from a word meaning “red rock.” Swampscott today is known as an affluent residential community, which includes the village of Beach Bluff, as well as part of the neighborhood of Clifton. Also known for its quiet suburban character and beaches, the town is home to Marian Court College.

Swampscott was first settled in 1629 as the eastern part (Ward One) of Lynn. From its fishing interests, Swampscott attained worldwide status as the place where Ebenezer Thorndike invented the lobster pot in 1808, thereby revolutionizing lobster harvesting. The Swampscott Dory, a fishing boat still in use throughout the world today, was invented in 1840 by Ralfus Brackett, to row and to pull lobster pots. Because of its unique flat-bottomed design, the dory was considered the vessel of choice.

Swampscott is the site of a variety of homes of specific historical significance. In the early 1600s, John Humphreys, the first deputy governor of the Massachusetts Bay Colony, for example, lived in an attractive saltbox residence, now home to the Swampscott Historical Society. Another noted example of local architecture is Professor Elihu Thomson’s Georgian revival mansion, which now serves as the town hall.

 

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J. Butler Property Management, LLC. : Swampscott, Massachusetts

An astute property management company understands that controlling risks represents a crucial part of the manager’s responsibilities. Avoidance of risks involves eliminating the source of risks. Some of the risk can be effectively transferred, by means of liability insurance. A good property management company lessens the exposure of the client to risk, knowing when to transfer some of that risk to insurance. Controlling risks starts with a physical inspection of a property and the consideration of numerous possible scenarios. What is the condition of driveways, parking areas and sidewalks? Do door and gate locks function properly? What is the condition of emergency lighting, fire extinguishers, fire sprinkler systems and alarms? Is an emergency evacuation plan in place? Do leases clearly spell out tenant and landlord obligations? Are these obligations regularly reviewed, with new and renewing tenants? After reviewing all areas of a property for risk, the manager determines what to transfer to insurance and how much insurance is appropriate. Tenants must be made aware of the insurance they need to carry on their personal property and the liability they are responsible for. In fact, a good property manager will require from the tenants actual written proof of insurance, in the form of declarations from their insurance companies. Experienced property managers are able to suggest the minimum and umbrella liability a client should carry. Experienced managers are knowledgeable with regard to the property insurance amounts that should be carried and what is considered excluded coverage in the general policy.